| ke there are a lot of flavors to ice cream or a great | | | | type of credit cards does not, obviously, offer you |
| deal of genres in music and books, there are also a | | | | the chance to earn bonus or reward points. But they |
| lot of types to choose from when it comes to credit | | | | do however charge the credit card owner very low |
| cards. And because credit cards deal with money and | | | | interest rates. One particular type of non-reward |
| finances, just the slightest variation can spell a whole | | | | credit card should be the focus of our article today |
| lot of difference in terms of life’s comforts. | | | | and that’s the credit card that offers 0% |
| Basically, however, there are just two primary | | | | intro rates. |
| classifications of credit cards: the reward type of | | | | Now, now, now, don’t get blinded with the |
| credit card and the non-reward type of credit card. | | | | fact that there are the words zero percent |
| But what do you think is best for you? Well, the | | | | (0%) attached to the term credit card because all is |
| definition of each type should give you a clue then if | | | | not what it seems! I’m not saying that a 0% |
| you’re still unsure on which type of credit card | | | | intro rate credit card is a curse — or a blessing |
| you prefer to own. | | | | — in disguise but only that you should know |
| The reward type of credit allows you to earn reward | | | | what you’re getting into first before making |
| points every time you use your credit card. The | | | | any decision that could affect your life. |
| more money you spend using your reward type | | | | A 0% intro rate credit card basically allows you to |
| credit card, the more points you earn. You can | | | | enjoy a zero percent interest rate for a certain |
| redeem all sorts of prizes with the reward points you | | | | period of time. The length of that 0% interest period |
| earn. The downside however to reward types of | | | | varies and depends on the credit card company |
| credit cards is the high interest rates they charge | | | | you’re planning to apply to. But after the |
| you. | | | | period or promo expires, you’ll be back to the |
| On the other hand, there is what you’d call | | | | usual rates and those are the rates that you should |
| the non reward type of credit cards. Non reward | | | | start comparing. |